SunBrilliance Whole Life is a life insurance policy that gives you lifetime protection with 3 options for Guaranteed Death Benefit and flexibility in premium payment terms. With a high Guaranteed Cash Value, SunBrilliance Whole Life provides access to liquidity, combined with growth potential through Annual Additions and a Final Addition for additional peace of mind.
with 3 options for Guaranteed Death Benefit
through Death Benefit and cash value growth
allowing accumulation over time
an option to receive Death Benefit payout in a single lump sum of in yearly instalments for up to 10 years
added flexibility through the extension of Sun MultiX expiry age, from age 85 to life, offered by NextGen.
in premium payment terms from single pay to multi-pay
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Minimum coverage
100 and 70: Sum Assured of $1,000,000 | NextGen: Sum Assured of $400,000 and Sun MultiX of $1,000,000
Currency
US dollar
Benefit term
Whole life
Premium structure
Premium is level and guaranteed
Premium payment term
Age 0 - 75 : Single Pay | Age 0 - 70 : Multi Pay 5 years | Age 0 - 65 : Multi Pay 10 years
Every purchase of SunBrilliance Whole Life policy triggers us to donate 0.5% from the premiums received with a cap of US$20,000 per policy towards philanthropy and charity programmes in Singapore.
Boost your savings by enjoying up to 20% off initial or first year premium for a limited period, when you purchase our SunBrilliance Whole Life policy!
Campaign is valid for a limited period and is subject to terms and conditions.
A Whole Life insurance is a way to protect your loved ones financially when you pass away. The payouts provide your beneficiaries the financial resource at their discretion. You can choose from different types of life insurance plans in Singapore, depending on your needs and goals.
If you are worrying whether your loved ones are financially secured when you are not around, you may consider a Whole Life insurance plan that can protect them from financial hardships and help them achieve their dreams. A life insurance policy is a way of creating your lasting legacy of your values and vision.
Whole Life insurance provides lifetime protection, while Term insurance offers coverage for a predetermined period. Additionally, Whole Life insurance usually includes a cash value component that grows over time, creating a savings component alongside the death benefit protection. Term insurance only provides insurance coverage without any savings element.
Whole Life insurance generally provides lifetime coverage and a guaranteed cash value component. Premium payments are generally also structured to remain level and locked in a policy inception. The death benefit component provides a guaranteed payout of sum insured and any bonuses to beneficiaries.
Whole Life insurance provides lifelong financial protection for your beneficiaries, offering coverage that remains in force regardless of changes in age or health status. The cash value accumulation creates disciplined wealth building through tax-deferred growth, providing accessible funds (via partial surrenders) when needed such as an emergency fund, or fund major expenses like education. The death benefit also facilitates efficient wealth transfer while helping to preserve family wealth across generations.
Whole Life insurance is suitable for individuals who want lifelong protection and long-term saving. It is also ideal for High-Net-Worth individuals who seek additional wealth accumulation.
Whole Life insurance is designed to provide lifelong coverage, with the potential to accumulate cash value over time. When considering this type of policy, it is important to think about your long‑term objectives, such as providing financial protection, meeting future obligations, or planning a legacy for beneficiaries. You may also wish to consider the level of coverage required, the premium payment commitment, and whether the policy’s features and access to cash value align with your long‑term financial plans.
We're looking for new and innovative ways to do more, so that we can provide long-term value to our Clients.
Sun Life is backed by a strong AA rating from S&P – the highest rating among life insurance companies in Singapore.
Honouring our promises and delivering on our commitments for more than 150 years.
We're committed to helping our Clients achieve lifetime financial security and live healthier, brighter lives.
